How bad is it to hire a wedding photographer Andover that is not insured? A lot of couples never considered how insurance is going to ever affect them. All of us understand insurance protects the owner of the insurance, but it has never been known to have anything to do with you.
Or does it?
Liability insurance protects you
A wedding photographer has the ability to take out an insurance that covers property damages or injuries have done to a third party accidentally. In case that your photographer, say, broke a section of the wall at the wedding venue, who will cover it? When it happens, there’s a big probability that the venue owner will try to press both of you to pay up. He doesn’t really care who’s paying.
But a photographer that is well-covered will settle this on the spot and you don’t have to worry about a thing. Your photographer will handle the problem in a moment and you don’t have to worry about it.
Serious photographers have it
A lot of photographers who have insurance look down on those who don’t. There’s a good reason behind it and you’d agree before you know it.
Becoming a wedding photographer isn’t cheap. You need to invest in the gears that cost thousands of dollars in total. You still have to rent or purchase a space for your studio. All those investments mean your lifeline; if one of them is gone, you cannot operate well. Yet, a wedding photographer Andover that doesn’t insure them is like putting himself at risk. Unless he was never serious about his job.
www.danishapple.com is the site of a famous photographer who is insured. The photographer explains that it’s not about the chance of you being in trouble but the fact that it’s possible to all of us and how we can minimize the damage.
A photographer that is serious about the job will make sure that insurance is part of their necessary expenses. They’ll be able to show you the proof when you request for it.
What your venue owner says
A lot of venue owners only want to work with insured wedding photographers. This show that they know there’s something in uninsured photographers that they don’t want to meet. They might have dealt with some photographers who weren’t insured and had a hard time trying to get the claim for their destroyed property.
If your venue owner is already making it a mandatory requirement, you will also have to find one that fits the description.
Ensure their availability
Have you heard of a photographer unable to work due to not having their own gears? There are various cases where photographers are dealt so high in a penalty that they literally lost everything. At that stage, they might not be able to become your wedding photographer or even pay you back the money you’ve paid them.
This is why hiring a wedding photographer Andover that can show you his insurance proof is a better choice. That is if you want to avoid the risks of facing a whole list of problems caused by the lack of insurance for your photographer.